Last Updated: May 21st, 2026

How to File a Claim After a Rideshare Car Accident

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Legally Reviewed by:

Gregorio Francis

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    Yulric Abercrombie

    Practice Area – Mass Tort

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    Joseph Osborne

    Practice Area – Mass Tort

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    Gregorio Francis

    Practice Area – Mass Tort & Personal Injury

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    Michael Mills

    Practice Area – Personal Injury

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    Jay Abercrombie

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    Rideshare vehicles like Uber and Lyft have brought a transformative change in the transportation sector across Florida. Rideshare apps have made the daily commute easier and more convenient for locals and tourists, enabling them to travel from one corner of the city to another. The app-based platforms offer an easy alternative to public transportation and taxis. But, be it any form of transportation, accidents can happen anytime. And, when rideshare cabs are involved in a crash, the matter complicates fast due to the association of multiple parties like the rideshare driver, passengers, motorists, pedestrians, and the rideshare company itself. Unlike car accidents, rideshare accidents involve multiple insurance policies, complex liability issues, and unique company rules. 

    The no-fault auto insurance law doesn’t apply to taxi or rideshare services.  In most cases, the liability for an Uber Accident falls directly on the responsible party, including the rideshare driver, another driver, a motorcyclist or bicyclist, a pedestrian, or any other party. If you have suffered injuries in an Uber or Lyft accident in Winter Park, you need an expert attorney with the experience of handling similar claims and knowledge of the local law. Contact People for Law today to schedule a free case evaluation with our seasoned personal injury attorney Winter Park.

    What Passengers Should Do After A Rideshare Crash 

    If you have been injured in a rideshare accident, it’s critical to identify the liable party and prove the fault to determine who will pay the compensation. The payout depends on several factors, like whether you have Personal Injury Protection (PIP) or no-fault insurance benefits. Irrespective of whether you file the case, insurance companies attempt to pay a lowball offer. What’s most important is the steps you take after a rideshare accident. Do what protects your personal injury rights. 

    • Ask for medical attention: After a rideshare accident, seek medical care for any injuries, on the spot or as soon as possible.  
    • Dial 911: Call the police and report the crash. An accident report plays a key role in establishing where and how the accident took place. 
    • Screenshot the rideshare app page on your phone: The screenshot supports your compensation claim by proving you were in an Uber ride at the time of the accident. 
    • Collect information and evidence: Collect contact details for the involved parties, including drivers, passengers, and witnesses. Note the vehicle details, such as license plate numbers and insurance information. Take snaps and footage of the accident scene and vehicle damage. 
    • Inform the Uber Company and your insurance company: Notify your insurance company and Uber that you were a passenger in the rideshare accident. 
    • Contact a rideshare accident attorney: An Uber accident attorney assists you with filing your claim and negotiating with the insurance company to bring the maximum compensation for the injuries and damages sustained. 

    How Does A Driver Handle a Rideshare Accident? 

    Rideshare drivers are not employees of Uber, but they are independent contractors. Drivers carry their personal auto insurance to provide coverage in an accident. The company also provides additional insurance to drivers who are injured in an accident. The primary factor behind whether the driver was logged in to the rideshare app during the time of the crash. 

    1. Drivers who seek fares at the time of a crash without logging in do not receive any coverage from Uber. 
    2. The rideshare cab insurance applies only if the driver was taking a passenger to a destination at the time of the accident.   

    Most accident claims depend on your activities within the app. Try to collect as much proof as possible. In case the driver suffers serious injuries, it’s critical to consult an Uber Accident Lawyer Winter Park, who stands by like a rock-solid support with sharp legal assistance. 

    What Are the State Insurance Laws for Rideshare Vehicles? 

    Florida did not require insurance for its rideshare vehicles until 2017. The companies provide liability coverage for drivers when they pick up a rider who booked the ride through their mobile app. The coverage pays out to compensate for any injuries a passenger suffers when the rideshare driver is responsible for the crash. Uber can pay up to $1 million per accident to settle. 

    What are the Damages to Cover in a Rideshare Accident? 

    Depending on the injuries and damages in a rideshare crash, the victim can claim compensation for – 

    • Medical expenses (current and upcoming)
    • Loss of income and loss of earning capacity 
    • Physical pain, emotional distress, and mental trauma
    • Vehicle or property damage 
    • Long-term care and rehabilitation 
    • Wrongful death

    At People for Law, our attorneys assess your case, evaluate the losses, and fight for the best compensation you deserve. 

    Can You Sue Uber after A Rideshare Accident?

    This is one of the biggest concerns for passengers: whether you can sue Uber for damages. The answer depends on the nature of the crash and the driver’s condition at the time of the accident. Passengers may sue Uber, in case. 

    • The driver has been driving and was careless
    • The insurance provider of Uber refuses to pay a valid claim.
    • The rideshare app failed to screen, hire, and monitor the driver. 

    How Can an Uber Accident Lawyer Help? 

    At People for Law, our team of expert Uber Accident Lawyers in Winter Park is well-versed in handling Uber accident cases. We are aware of the complexity of the rideshare accident case, but we can make it easier for you. If you or anyone you know has been in a rideshare accident, immediately contact People for Law to fight for the compensation you deserve. 

    We review your case and assist you in the best way to secure the maximum compensation from the insurer. Your attorney explains your legal options to you. Book a free case consultation with our expert Uber accident attorney today.